fstab mounting not working with Ubuntu 20.04

Having a fresh install of 20.04 along with cifs-utils, I tried to reuse my fstab that I ported over from 18.04. the manual mount command that I wanted to reuse looks like this

//xxx.xxx.xxx.xxx/user/myuser /media/HomeM cifs auto,uid=1000,gid=1000,credentials=/home/myname/.secure/.credentials,vers=1.0

and the credentials file in the respective location reads

username=myusernamepassword=mysecurepassword

However, upon invoking

sudo mount -av 

I get

mount.cifs kernel mount options: ip=XXX.XXX.XXX.XXX,unc=\\XXX.XXX.XXX.XXX\user,vers=1.0,uid=1000,gid=1000,user=myusername,prefixpath=myusername,pass=********mount error(13): Permission deniedRefer to the mount.cifs(8) manual page (e.g. man mount.cifs) and kernel log messages (dmesg)

It used to work a week ago with Ubuntu 18.04

any ideas what could be wrong?