Permissions when mounting a network drive

My setup is pretty simple.. I have 1 Ubuntu 20.04 box that I'd like to connect to a network share (and have write permissions)

my issue seems to be that I'm mounting as Root but trying to access the drive as my user

My FSTAB file:

#NEW DOWN

//10.10.30.100/ndown /media/ndown cifs credentials=/home/user/.smbcredentials,iocharset=utf8,vers=2.0 0 0

This mounts just fine, but the owner is Root:Root

Now.. as Root I can read/write to this shared drive, but as my normal users I can not. If I try to CHOWN I get permissions denied.

What do I need to do so that I can have my user add files to this network mount?

I'm very new to Ubuntu so if this is basic please understand I'm new.